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Learn How To Budget
INTRODUCTION
Why a Training Course on Budgeting?
For Whom Is This Training?
Who Might Ideally Be Involved in Preparing Your Household Budget?
CHAPTER 1: WHAT IS A BUDGET & WHAT IS IT NOT?
Assignment: Before We Get Started on Your Household Budget
What's a Budget & What Is It Not?
Why Should Everyone Have a Budget?
A Conversation with Your Partner & Your Children About Money Topics
CHAPTER 2: FINDING THE BALANCE BETWEEN SAVING AND CONSUMING
Have You Ever Wondered Why You Handle Money in a Certain Way?
Different Money Types
Assignment: Determine Your Money Type
A Specific Budget (System) Can Also Help
Assignment: Time Is Money vs Purchases
Taking Control and Overcoming Impulse Spending
Your Goal Board
Lifestyle Inflation: The Sneaky Money Trap You Should Avoid
CHAPTER 3: HOW DO YOU GET STARTED ON PREPARING A HOUSEHOLD BUDGET?
Don't Start Preparing Your Household Budget Haphazardly
Do You Already Have a Household Budget?
Identifying Income Sources
Assignment: Identifying Income Sources
Identify Cost & Expenditure Categories
Assignment: Determine Your Own Categories
Sample Household Budget: Managing Your Finances Effectively
CHAPTER 4: EVALUATION: INCOME & EXPENDITURE
Balancing the Books: A Deep Dive into Your Income and Expenditures
The Result
Now You Know, Time To Create Your New Household Budget
A Summary to Make Your Household Budget
Comparing Household Budget Projections to Real-Life Financial Outcomes
CHAPTER 5: MOTIVATION AND FOLLOW-UP: HOW TO STAY ON TRACK?
Motivation
Adjust & Adapt: Your Life Path & Life Events
Tracking & Adjusting Your Budget
Why Seek Professional Guidance?
TIPS
BONUS - START SAVING MONEY - TIPS, TRICKS & TOOLS
Start Saving Money
Needs & Wants
Managing Your Costs & Expenses
Energy Efficiency and Savings
Fashion on a Budget
Transportation Cost Reduction
Entertainment and Leisure on a Budget
Budget-Friendly Grocery Shopping
Final Tips & Good Luck In Your Financial Life
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Now You Know, Time To Create Your New Household Budget
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